How to Activate Sterling Bank Transfer USSD Code

Last Updated on February 5, 2023 by admin

For most sterling bank customers, devising another means of being in control of their account with their mobile phones is a delight, thanks to the transfer USSD code.

The one customer bank uses this medium to help their customer bank conveniently, earning a good spot in the banking industry.

In addition, the ease and convenience of using the *822# – Sterling Bank’s USSD service increases the number of customers who fancy it.

You’re in luck if you are unclear about the workings of sterling bank’s USSD code transfer service. This article provides all you need to know about this service. Journey with us!

Related: How to Register Wema Bank USSD Code

What is USSD Service?

The USSD code is an abbreviation for Unstructured Supplementary Service Data. So, by dialing *822#, customers of Sterling Bank can obtain essential financial services.

What are the Benefits of Using Sterling Bank’s USSD Code?

The following are the benefits of using sterling bank’s USSD code:

  • It is simple, quick, and convenient
  • Compatibility with any mobile device
  • It is compatible with every network provider
  • Customers with numerous accounts can have all their accounts linked automatically
  • Doesn’t require access to the internet or cellphone data
  • Self-service registration is available
  • Customers may pay their normal payments and utilities with ease

Related: List of All Glo USSD Codes: Transfer, Data and More

What are the Requirements to Activate Sterling Bank USSD Code?

Before you can activate the Sterling Bank transfer code on your mobile device, there are certain things you need. They include:

  • The mobile number linked to your account
  • An active sterling bank account number

What are the Features of Sterling Bank USSD Code Service?

There are several features of the sterling bank USSD code. The following are the features of the sterling bank USSD code – *822#:

  • Customers can make transactions directly from their Sterling account
  • The USSD code service is available 24 hours a day, seven days a week
  • Customers may pay bills, buy airtime, and transfer funds to any Nigerian bank account
  • The registration limit is N20,000 by default
  • For safe transactions, the customer must generate a transaction PIN
  • Customers can boost their limit with their debit card up to a maximum of N100,000 per transaction

Related: How to Activate GTB Transfer USSD Code | Best Guide 2022

How to Activate Sterling Bank Transfer USSD Code on Your Phone

By simply following these instructions, you can activate your sterling bank USSD code on your phone:

  • Dial*822# using your mobile number linked to your sterling bank account
  • To complete the activation process, follow the on-screen instructions
  • Provide the bank account you wish to link
  • Create a four-digit PIN for activation
  • Complete the activation procedures

How do I Transfer Funds with Sterling Bank USSD Code?

Dial *822# to transfer funds to any Nigerian bank anywhere in the world. So,to simplify the process, dial *822*Amount*AccountNumber#.

How Do I Make Cardless Withdrawals With *822#?

With Dial4Cash, there’s no need to fuss about making a withdrawal from the ATM without your card. It is simple, easy, and safe.

Related: How to Activate the Stanbic IBTC Bank USSD Transfer Code

How Can I Check My Bank Account Balance Using USSD Code?

Checking your account balance using a USSD code is quite simple. Therefore, by simply dialing *822*6*account number#, you can check your account balance.

However, ensure you do this using your phone number linked to your sterling bank.

How Can I Open an Account With *822#?

With Sterling’s *822#, you may now open an account within minutes and receive your account number right away.

To get this done, simply dial *822*7# and follow the onscreen instructions.


What’s the code for Sterling Bank?

The USSD code for Sterling bank is *822#. So, to begin, dial *822# on the phone number connected with your sterling bank account and follow the directions.

How do I check my BVN sterling bank?

Simply dial *565*0# using the phone number linked with your sterling bank account. Once done, your BVN and other details will display on your screen.

How can I open a Sterling account without BVN?

You can open a sterling bank account by dialing *822*7# with the phone number you wish to link to the account and carefully follow the on-screen instructions.

Do you get a debit card with Starling Bank?

Certainly! Creating an account with sterling bank qualifies you to either apply for a Mastercard debit card.


In an age where people constantly crave easy means to get things done, sterling bank offers an easy route to customers to carry out transactions from any location.

You would agree that registering this self-service with sterling bank is way easier than standing in line in the banking hall. If you bank with sterling bank but are yet to activate the self-service, you may want to rethink.

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