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How to enroll for Gtbank ussd: Transfer money, open account and buy Airtime & Data

How to enroll for Gtbank ussd: Transfer money, open account and buy Airtime & Data

Among Commercial Banks in Nigeria, Guaranty Trust Bank is second to None when it come to quality customers care, international money remittance, fund transfer and many more.


Gtbank has unveiled their Unstructured Supplementary Service Data (USSD) which enable potential and existing customers to open an Account,Reactivate Account,Funds Transfer,Airtime & Data Top-up,Check Account Details and many more banking activities.


However, one of the fascinating things about GTbank transfer code if that you can activate it within minutes. Also, you do not need to have a bank account with GTbank Nigeria before you can register for their USSD code service.


GTBank USSD Banking is a convenient means of performing major Banking transactions (Transfers, Balance Enquiry, Airtime Top up, Cardless ATM withdrawal, Bill Payments etc.) on any Mobile phone anytime, anyday & anywhere. The service is convenient, secure, fast, intuitive and affordable.

Read: How to register for FCMB USSD:Transfer money and buy Airtime




Follow these steps to activate the GTbank transfer code on your phone:

1. Dial *737*11# on the mobile phone number registered with GTbank.
2. Enter your GTBank BVN (bank verification number).
3. Next, key in the Account Officer code.
4. Press one(1) to continue the reactivation if you do not know your Account Officer code.
5. Now, to complete the GT Bank account reactivation process, make any transaction about N100.
6. You can buy airtime for yourself or a friend using the GT Bank USSD transfer code.
7. Once the transaction has been successful, it means your account has been reactivated.


How to open an Account

Simply dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Account opening forms are NOT required for the signup process. Once you sign up, look out for your ten-digit account number (NUBAN). You can also use your phone number as your account number at GTBank branches, GTExpress outlets.


This process has Maximum deposit per transaction is N20,000 and Maximum account balance is N100,000.


How to Reactivate your Account

1. Simply dial *737*11# on your mobile number registered with the Bank.
2. Input your Bank verification number (BVN)
3. Input Account Officer code (if known) or press 1 to continue
4. To complete your account reactivation, initiate a transaction by buying at least N100

How Transfer Funds

Transfer to GTBank Account

Dial *737*1*Amount*NUBAN Account Number# (e.g. *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.

Also read: How to enroll for Access bank ussd code, transfer money and buy Airtime

Transfer to other Banks

Dial *737*2*Amount*NUBAN Account Number# (e.g. *737*2*1000*1234567890#) from your phone, then authenticate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.

Airtime & Data Top-up


For Self Top-up Airtime

Simply dial *737*amount# on your phone (e.g. *737*1000#) to buy airtime.

To Top-up Airtime for a Friend

To send airtime to a third party or to a friend, simply dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)


Check Account Details


To check for the account balances on any of your accounts, your BVN or account number, all you need to do is simply dial; *737*6*1# on your mobile phone and follow the on-screen prompts.


How To Create a Transaction PIN

Dial *737*5#
Input the last 6 digits of your Debit Card
Create your 4-digit PIN


Salary Advance

As a pre-qualified salary account holder, you can get up to 50% of your monthly salary as an advance to meet your urgent financial needs.
How to:

For Instant access, simply dial *737*8*2# from your registered phone number with the bank to apply.

Read:How to Enroll for Fidelity bank ussd: Transfer money, Buy airtime,cardless withdrawal and pay for bills




Simply dial *737*6# to make enquiries on the following:

Account balances, BVN & Account Number (*737*6*1#)
Loan balances (*737*6*2#)
Card status (*737*6*3#)
Cheque book status (*737*6*4#)


One Time Password (OTP)


You can now generate an OTP using *737*7# to make a quick transaction on-the-go without your banking token.


To receive a one-time token for transactions on Internet banking, Mobile Banking App or GTWorld only. Can validate transactions of up to N500,000 Valid for 120 seconds Requires the 737 created PIN to authenticate transaction.


Other code for transactions are:

Mini Statement *737*51*30#
3rd Party Statement *737*51*33#
QuickCredit Request *737*51*51#
QuickCredit Liquidation *737*51*55#
Reference Confirmation *737*51*54#
Account Blacklist *737*51*74#
School Fees Advance *737*52*30#
PayDay Loan *737*52*40#


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