How to Apply For Fcmb Payday Loan

Last Updated on July 17, 2021 by

fcmb payday loan is designed by fcmb bank to provide account holders the means to get money for urgent needs.

Running out of cash can happen to anyone, and that’s why Fcmb has introduced a relaxed way to get funds with Fastcash.

Fastcash represents a paperless and convenient method of accessing loans from Fcmb within minutes.

The impressive part of the Fcmb Fastcash is that you don’t need collateral or a visit to the bank to access a payday loan, all you need is just a smartphone and the Fcmb loan code to get started.

Applying for a loan can be done using the mobile app, internet banking, or USSD code service.

Are you in need of funds for school fees or house rent and don’t know what to do? Then this post is designed to steer you through.


To access loans from Fcmb bank, you will need to meet the requirement stated below.

  1. Have an Fcmb account
  2. Your number must be linked to your BVN and Fcmb account.
  3. Statement of the salary for the past 6 months
  4. Your Fcmb account must be used for salary payment.

Provided you have all the requirements, you can proceed to apply for the payday loan.

How to apply

You can apply for an fcmb payday loan via two steps.

First step: USSD code

  1. Dial *329# and click on send
  2. Choose an option and send.
  3. Two options displaying Fastcash and salary advance will pop up, choose Fastcash and proceed.
  4. Choose option 1, which is ‘get a loan’, and send.
  5. The bank will display the loan amount you are eligible to receive,
  6. the funds will be disbursed into your account after you accept the terms and condition


Step 2: Mobile App

  1. Log into your Fcmb mobile app with your username and password.
  2. Click on the top left icon, the first option is a loan, click on that and select Fastcash loan.
  3. you can proceed by selecting your account and click on apply.
  4. Accept the terms and conditions, and the bank will disburse the loan to your account within seconds.

If you have further inquiries on fcmb bank payday loan,  you can kindly drop a comment and we will swiftly respond.

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