Zenith bank Salary Advance: How to apply

Last Updated on July 23, 2021 by

 zenith bank salary advance is a necessity for anyone in need of quick cash. Is it accurate to say that you are in dire need of money or at present broke? Zenith bank has presented a zenith bank salary advance; an astounding offer acquainted for people to resolve each niggling need. 

Trusting that payday will figure out family needs and buys is over because these choices got you covered. The credit is for people whose salary is domiciled with the bank for something like 3 months. 

In case you are looking for the progression to step detail on the most proficient method to get to the credit, this post will give direction.


First-time applicants can access up to one-time N10, 000 and 2 million as maximum. The bank will verify your account to be certain you have the funds to repay and maintain a good credit score. You can access up to 50-60% of your salary.


You can have confidence that the bank makes reimbursement adaptable for each candidate, with a limit of a half year. You can make a repayment in portions until your credit installment is finished.

What is the zenith bank salary advance interest rate?

The zenith bank salary advance interest rate is kept at 26% max and applicable to any amount. Other charges attached is a management fee of 1%

How can I repay the loan?

The loan will be deducted from your next salary payday on your zenith financial balance. You can similarly pay the loan before your payday if the funds are available.

read also: Fcmb bank salary advance loan: how to apply


Accessing the loan is easy and seamless if the following procedures are met

  1. You must have an upgraded zenith bank account 
  2. Bank verification must be linked to your account.
  3. Statement of salary for the past six months 
  4. Salary must be domiciled with your zenith bank account 
  5. Validation of your employment by the bank is also important 
  6. Valid means of identification like national ID card 

Once this relevant information is available, you can proceed to apply for the loan.

How to apply 

  1. Dial *966# and promptly follow the instructions to continue
  2. Choose the salary advance option
  3. Wait for validation of the amount and select your choice.
  4. Accept the terms and conditions by inputting your four-digit pin 
  5. The loan will be disbursed into your account Asap.

The zenith bank salary advance can likewise be gotten through the bank’s mobile app channel or web banking. The choice to likewise visit the bank to obtain the loan is another choice.

You can contact us through the remark area on the off chance that you have more requests.

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