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Sterling bank salary advance: how to apply

Sterling bank salary advance: how to apply

Sterling bank salary advance is the real deal for any individual seeking a short-term loan. The loan provides you money to pay your house rent, settle your children’s school fees, electricity and also purchase household necessities.

A salary advance is quite different from a payday loan, as it is a scheme by the sterling bank to provide means of self-sustenance for employees. Every working-class citizen entitled to monthly income can access this loan provided the bank account is domiciled with a sterling bank

The sterling bank salary advance gives you 50% of your monthly salary at the interest rate of 20%-30%. You don’t need to submit any collateral to the bank to access the loan, all you need to know and perform will be explained in this post.

Sterling bank salary advance limit

You can access up to a minimum of N50, 000 to 4 million naira and more. The loan is only available to individuals within the age of 18 years and above.

Sterling bank salary advance duration

Loan repayment is fixed for 30 days to 90 days max, the bank has the right to add interest if you fail to pay back before the scheduled date.


1. Bank verification number
2. Confirmation of your employment by the company
3. Filled application letter
4. Sterling bank account for at least 6 months, and statement of account for the past 6 month
5. Confirmation of your salary in your sterling bank for at least 3 months
6. Date of resumption
7. Valid means of identification. E.g. national identification number or international passport

Read also: Wema bank payday loan: how to apply


The most convenient way of applying for the loan is via sterling bank online platforms and USSD service. To get started, visit the website @ and follow the instructions below.

• Find the loan icon and input all necessary information

• Authorize the request with your USSD pin and the loan will be disbursed into your account.

You can also access the loan via the mobile app;

• simply log in with your username and password and click on the top right corner of the app and select a loan and the sterling bank app will validate your account and check if you are also eligible

• a message will pop indicating successful credit score check, proceed by inputting the amount and duration of payback input your digit pin and send, the money will be disbursed into your account

Sterling bank salary advance comes with term and conditions, one of which is sterling bank deducting other bank account belonging to you on your check day.

Richard Richard Dickson

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