Keystone bank Mobile transfer ussd: How to transfer money, buy airtime, cardless withdrawal and block account

With the technological innovations in the banking sector, things have become a lot easier for customers. Though, most of these innovations cost both the customer and bank money but they all prefer to save time and cut out the stress hitherto encountered by both the banking staff and the customers.

This innovation has helped and shaped the Banking industry to put the banking system in the hands of their customers. You run your account your way!
KEYSTONE Bank is part of this transformation in the banking industry, with its own USSD Code, the  bank believes it is in the thick of things, helping their customers to do transactions without internet, data, or even smart phone.

For these reasons it introduced a mobile application for their customers, to ease the cause of doing business, paying bills, transferring money etc. The keystone short code is *7111#.

You can take a pick from among these network providers to enjoy these services and more; MTN, GLOBACOM. 9 MOBILE and AIRTEL. Keystone bank customers can now transfer money, buy airtime , do card less withdrawal and check account statements and balance without visiting the banking hall which can be done from their comfort zone.

All individual accounts (Joint, corporate, and multiple signatory accounts are not eligible for this service)

Requirement for set up Keystone Bank short code

 A Mobile phone
 A linked number to your account during bank opening
 Keystone Debit card

Features of Keystone Bank short code USSD

 Make instant transfers
 Check balance
 Pay bills
 Read mini – statements
 Buy airtime

How to register the Keystone Bank short code USSD code

As a keystone Bank customer, you will do yourself a whole lot of good by registering the KEYSTONE bank mobile USSD short code, just follow the simple steps below.

 To register for keystone bank ussd code simply Dial *7111# on your registered mobile number that is linked to your bank account
 Type “0”
 Enter the last 4 – digits of your keystone Debit card.
 Create your security PIN (only known to you)
 You will be set up and good to go, confirming and validating your registration with an SMS.

How to buy recharge card

To buy an Airtime/ recharge card from Keystone bank mobile USSD either for self or from family and friends from anywhere and any location via phone simply follow the steps below.

 Dial *7111*amount#
Example: *7111*500#

Buy Airtime for third-party {family and friends}

To Buy Recharge or Airtime for family and friends {Third party} follow the steps below.
 *7111*amount*phone number#
 Example: *7111*500*1234567890# (for others)


How to check your Keystone Bank account balance

To check your Keystone account balance from any location on the go kindly follow the steps below.

 Just Dial *7111*1# and follow the onscreen message to check your balance and also view your account history from the mobile phone that is linked to your account.


Advantages of using Keystone Bank USSD short code

 It is very simple to operate
 It is fast to operate, in just 2 minutes you’re done.
 It is convenient to operate
 It is available 24 hours, 7 days.
 It is safe
 It cut out the stress and save you the long hours queues
 The code is not a time waster
 It’s a very fast and secure process to send money, pay bills, top-up airtime and conduct all processes that the Keystone bank Mobile banking Application can do.
 The services is supported by all mobile phones
 No internet connections needed to carry out transactions

How to block keystone bank accounts?

Is your phone stolen? Or you’re experiencing unusual activities on your account? Just dial *7111*911# to block your account on any phone

Keystone bank cardless withdrawal

Keystone bank CARD-LESS is the new norm. which now allows customers withdraw money from ATM Machine without their debit card: Please  Follow these steps to make cardless withdrawals when you are not with your keystone bank ATM Card.

1. Dial *7111#
2. Select ‘Other Services’
3. Select ‘Cardless Withdrawal’
4. Select ‘Account Number’
5. Enter Amount to withdraw (minimum amount is N1,000)
6. Create a 4-digits PIN for use on the ATM… See more

keystone bank ussd  for money transfer

To transfer money from one keystone bank to another keystone bank account. Dial *7111*Amount*Account Number#. For example dial *7111*5000*3052529796# to transfer N5000 to that account. Then follow the instructions on your phone screen to complete your transaction.

To transfer money using Keystone bank ussd code simply Dial *7111*Amount*Account Number#.


What happens when I lose my phone?

Please dial *7111*911# immediately on any phone. Follow the prompt to block all your accounts with Keystone Bank or contact the Bank immediately on 070020003000 or send an email to or visit any of our branches.

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