The digital age of the banking sector has been marked by a lot of technological inventions that has brought a complete turnaround in the banking sector today.
These inventions have also made banking easy and simple, aside from the hope it has created. It has created global connectivity thereby creating and putting bank branches in the hands of individuals instead of banking halls as it were.
Today, your bank is in your hands. You can do a lot from the comfort of your house, office, car, or anywhere else. At some point when internet banking came, unless you had a smartphone, internet access, data and you must be internet savvy to transact any business. Now, the invention of the short code (USSD) has made it a lot easier to transfer funds, purchase products, and pay bills via this same medium.
Heritage Bank is greatly part of the drive to turn around the banking sector, and ameliorate the drudge faced by its customers with the introduction of its USSD code *745#.
With this you can open an account, transfer money, pay bills, purchase products, check bank balance, get a mini bank statement, purchase airtime for yourself and for a third party. Your bank has been placed in your hands.
You can choose among any of these network providers to enjoy these services; MTN, AIRTEL, 9MOBILE and GLOBACOM. Whichever service you choose you can Roam the number and enjoy these services and more if you are outside the shores of Nigeria. Distance would no longer be a barrier.
How to create a mobile Account with Heritage bank
It is very important to note that the very first step to enjoying banking services at your tip is when you register to the Heritage Bank Unstructured Supplementary Service Data (USSD) short code.To register for Heritage Bank USSD short code is window to enjoy variety of services with your phone in minutes, simply follow the steps bellow
Dial *745* enter your Heritage account number* the last six digits of your debit card#
Reply to option 1 (one) where you agree to the terms and conditions of the service
Then prompt is to enter to select your card expiry date
If you have more than one type of account of account to be used for the USSD code banking
You will be prompted to create a pin that you will use to authorize transactions.
And click send, and you will be set up
After a few minutes will receive a message confirming your registration.
Requirement to register for the Heritage mobile Banking
Mobile phone number registered to your Account
A signal connection from your network provider
Account number or Debit card
Heritage Bank USSD code
How to buy Recharge card from your Heritage account short code
You can buy recharge card easily with the Heritage Bank USSD short code by following the steps bellow
How to buy recharge card for yourself
Dial *322*030*amount to buy#
How to buy recharge card for a third (3rd) party
Dial *322*030# follow the on-screen prompt to buy the airtime
Be sure you recheck the mobile number then press the send button.
How to check your account Balance with Heritage Bank short code
It is very important to know your account at all times for planning purpose hence the feature on the Heritage bank USSD short code, you check your account by following these simple steps provided below.
Dial *322#030# using the phone number linked to your account, select the option that says balance enquiry. Enter your PIN or the last 4 digits of your MasterCard.
Advantages of Heritage Bank *745# mobile short code
It is very simple to operate
It is fast to operate, in just 2 minutes you’re done.
It is convenient to operate
It is available 24 hours, 7 days.
It is safe
It cut out the stress and save you the long hours queues
How to block your HERITAGE Bank Account using USSD short code
The best and easiest way to save your account as soon as you lose your debit card or when it gets stolen is to block your account to save it from being compromised by fraudsters.
To block a Heritage Bank account simply dial *745*11# to block your account from any phone.
To block Heritage Bank ATM card dial *745# extended by the service of your choice