May 18, 2022
union bank ussd

How to enroll for the Union bank mobile app and online transfer

Advancement in financial technology has brought an easy and convenient way to perform banking operations without stress, which union banks are not also left out.


As a customer of Union Bank, you can perform all types of transactions online without the need to visit the bank, all you need is activation and registration of the Union mobile banking app.


Union Mobile banking app is the application that makes financial transactions easier without the need to go to the bank. You can perform various activities such as Transfers, purchase of airtime for yourself and others, payment of bills, and all other financial transactions.


In this article, we will discuss how to activate Union mobile banking and how to make online transfers with it.


How to get registered as an online user of Union online mobile banking.


There are two ways to go about the registration of union online banking, either by self-registration or branch registration.


Self-registration allows you to register yourself online while branch registration is when you visit the nearest bank to register for the union online banking.


How to register through self-registration 


  • Go to from your browser
  • Click Not Enrolled
  • Click on sign up now
  • Enter your account number and click continue
  • Enter One Time Password (OTP) received via SMS
  • Choose username and password
  • Make confirmation
  • Submit


After submission, you can try logging in with your password and Username


How to register through branch Registration:


This requires you to visit the nearest Union bank to make registration.


How to transfer using union online mobile banking.


After successful registration of online banking, you have to get a token from the bank to enable you to have the full right to transfer funds from your account.


What is meant by a token?


A token is a one-time password (OTP) that has a series of characters that allows you to make a single transaction at a time. If you want to make multiple transactions you have to keep generating the token numbers to make the transactions successful.


The token comes in either soft or hardware, one of the benefits of using tokens is it gives only you the right to your account and transfers.


How do I apply for the token?


For the hard token, you have to visit the bank to apply for it. After then to activate it, you will have to log in to UnionOnline, go to settings, select activate token, input the token serial number, generate a code, and submit the code. Then your token is activated and can start operations


And for the soft token, all you need is to download on your device union bank soft token from Android or IOS, install and click on activation of the token a serial number will be generated.

Enter the serial number and create a password, submit and your soft token is ready.


How to transfer Using Union mobile banking


To make a transfer using union online mobile banking you have to follow the steps below:


  • Login to UnionOnline on your mobile device
  • Click on quick transfer after a prompt is displayed
  • Choose an Account to debit
  • Enter the account details
  • Enter the amount you wish to transfer
  • Write a transfer narration or summary of what the transaction is meant for
  • Click submit and Enter your Security PIN
  • Enter Token/OTP
  • Click Confirm
  •  Your transfer is done.


How to register for the union bank USSD code

USSD code is the second option to make online transactions without the need to visit a bank, it is easy to use and doesn’t need you to have an internet connection before you can make transfers or any other transactions. 


Steps on how to get registered for the USSD code. This is for both new users and the existing users


To get started, dial *826# on your mobile phone, make sure the number you are using is the one you registered to your account number, follow the instructions step by step, and complete your registrations.


How to make a transfer via USSD


To transfer funds from the Union Bank account to another, you have to follow the steps below


  • Dial *826*1*amount*account number#
  • Follow screen Prompts
  • Activate with your four-digit pin
  • Click submit
  • Transfer done


For easy and convenient successful operations of financial performance then you need to adopt the use of mobile banking, either through online banking or the USSD.


gbadamosi Asisat

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