How to Register Wema Bank USSD Code

Last Updated on February 5, 2023 by admin

The Wema Bank USSD Code is one of the most secure, suitable, free, and reliable means of performing any transaction. Of course, from Nigeria, you can carry out transactions around the world. In fact, the Wema bank USSD has taken banking to the extreme level, breaking boundaries and refusing financial limits.

Now, you can instantly send sufficient money to your family or friends and satisfy your wants. Guess what! With the Wema bank USSD, you do not actually need an internet connection on your mobile phone.

So, Wema Bank USSD has typically taken banking to your doorstep, you don’t have to visit the bank anymore. So, read through to be part of the soft life. This nah your Ogbonge chance!

Related: How to Register For Union Bank USSD: Transfer Money, and Check Statement of Account

What are the Benefits of the Wema Bank USSD Code?

There are several benefits you can get by using the bank USSD code, like;

  • Pay for bills like taxes and PHCN
  • Promptly check your account balance
  • Purchase goods and needed services
  • Subscribe and renew your entertainment platform
  • Buy airtime for others and more.

What is the Wema Bank USSD Code?

The Wema bank official USSD code is *945#. With the unique code, you can carry out daily banking transactions, from the comfort of your home just with your mobile phone.

Wema USSD code can be used on any of the Nigerian service providers, MTN, Globacom, Airtel, and Etisalat subscribers. Certainly, this service is available 24/7. This article will guide you on how to register and activate the Wema bank USSD code.

Related: Polaris Bank USSD Code: How to Register, Make Transfer and Check Account Statement

What is the Airtime USSD for Wema Bank?

This is a list of airtime codes for the Wema bank USSD Code.

  • Airtime (self)*945*amount#
  • Airtime (others)*945*phoneNo*amount#
  • Airtime/Data -*945*9#
  • Transfers (Wema account and other banks)*945*accountNo*amount#

How to Register for the Wema Bank USSD

  • Dial *945# and send
  • Provide the following information: account number, date of birth, and new pin, and confirm the pin
  • Once the pin creation is successful, you can start USSD banking.

Also Read: How to Link My NIN to My Airtel Line

Wema Bank USSD Service Codes You Should Know

As a Wema bank customer here are some codes you should know:

  • Buy airtime-*945*0#
  • Change pin-*945*00#
  • Open account number-*945*1#
  • Buy airtime-*945* phone number*amount#
  • Loan*945*65#

How to Transfer Money With Wema Bank USSD Code

Making a money transfer with Wema bank is quite simple and less time-consuming.

In fact, all you simply have to do is dial *945*recipient account*amount# and send. The next step will need you to input your four-digit transaction PIN for confirmation.

You can also make a transfer with Wema bank mobile banking app, once the download is completed, open the app and register. So, once it is completed, follow the app steps to make a transfer.

You will also need to input your PIN.

Related: How to Activate Fidelity Bank Transfer Code| 2022

How to Check Your Wema Bank Balance

Save yourself the stress of going to the bank for balance inquiries and dial *945*5# and input your transaction PIN. Then, you will receive your balance in your Wema bank-linked telephone number within seconds of a request.

Although charges may apply for every transfer or account balance function you carry out.

How to Check Wema Bank Statement

To access your Wema bank mini and full statement, simply log into your Wema bank online banking platform to print your statement of account in PDF, Excel, or Word format.

The option of sending an email to Wema bank customer care is also available, the email you use should be the one registered with Wema bank for identification. Indeed, Wema bank is a bank that puts a smile on customers’ faces.

So, the Wema bank USSD service, however, enables any individual to move funds from one bank to another without placing a foot in the bank.

This certainly reduces the risk of loss or bank stress. With Wema bank, it’s now a direct communication with your bank, just click and it’s done.

Read: How To Register For keystone Bank USSD Code [Make Transfer and Check Account Statement]

Frequently Asked Questions

How do I register for USSD Wema Bank?

Dial *945*00# on the phone number you used to start your Wema Bank Account (or where you received your alert) OR dial *945# to register your account, then press 0, then press 0 again to register your pin, then you may generate a 4-digit pin and follow the rest of the steps.

How do I create a Wema USSD transfer pin?

  • Change PIN: *945*00#
  • Get your Account Number: *945*000#
  • Open Account: *945*1#
  • Change Account Number: *945*2*old account number*new account number#

How do I reactivate Wema USSD?

To reactivate your Wema USSD follow the steps below:

  • Dial *945*5# or *945# and select ‘account reactivation’ from the menu.
  • Select the account to reactivate.
  • Enter Account Officer Code (if known) or select 1 to proceed.
  • Enter PIN to validate the request.

How do I register for Wema online banking?

You may register for your retail online banking service by going to the Wema Online Login Page and clicking on ‘Register.’

How do I get my OTP for Wema Bank?

To generate an OTP via USSD (Wema Bank), dial *945*15# (then follow the on-screen instructions).


There is no better way to set out your morning than with a smile and big energy and also to end the day with a flourish. Most times you reason to possess absolutely everything you always wanted. Hence, Wema bank defines clearly the bank for you, adding spice to your personality and ensuring you are financially secured 24/7 with its USSD service.

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